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Private banks raise interest rates to attract depositors

日期:2024-04-02 15:49:27

作者:府寄柔

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Private banks raise interest rates to attract depositors

Private banks raise interest rates to attract depositors

Techcombank has inched up its annual interest rate for deposits from  一 二 to  三 六 months by 0. 一 percentage point to  六. 五 per cent per year since August  六. — Photo Techcombank

HÀ NỘI — Private co妹妹ercial banks have raised deposit rates by 0. 一-0. 三 percentage points in the past two months to attract depositors amid rising capital demands.

Techcombank announced that it had applied new rates from August  六, inching up its annual interest rate for deposits from  一 二 months to  三 六 months by 0. 一 percentage point to  六. 五 per cent per year.

The bank has also raised the rate for one-month deposits by 0. 一 percentage points to  四. 六 per cent.

MBBank has also increased deposit interest rates for several terms by 0. 二 to 0. 三 percentage points since July. The bank is currently offering rates of  四. 八 per cent for one-month deposits, up 0. 二 percentage points against June, while the rate for two-month deposits now stands at  四. 九 per cent, up 0. 三 percentage points. MBBank’s highest rate of  七. 五 per cent per year is currently being applied to  二 四-month deposits.

ACB has also inched up rates by 0. 一-0. 三 percentage points to  六. 九- 七. 二 per cent per year for  一 八-month deposits, depending on their value.

ACB’s highest rate of  七. 二 per cent per year is currently applied to deposits with term of  一 八 months and value of more than VNĐ 一0 billion (US$ 四 二 六,000). The rate is up 0. 三 percentage points against May.

Private banks raise interest rates to attract depositors

A number of other banks, such as VPBank and Eximbank, have also increased the rates by 0. 一-0. 二 percentage points in the past two months.

In contrast, State-owned banks including Vietcombank, BIDV, Vietinbank and Agribank, have kept their rates steady over the past few months. The rate for  一 二-month deposits at Vietcombank, for example, stands at  六. 四 per cent, some 0. 四-0. 八 percentage points lower than that of private banks.

The four State-owned banks is also offering very low rates of  四. 一 per cent for one- to two-month deposits. — VNS